Finance
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| Finance is one of the most
important aspects of business management. Without proper
financial planning, a new enterprise cannot even start,
let alone be successful. As money is the single most powerful
liquid asset, managing money is essential to ensure a
secure future, both for an individual as well as an organization. |
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| Public finance: |
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| Public finance (government
finance) is the field of economics that deals with budgeting
the revenues and expenditures of a public sector entity,
usually government. Governments, like any other legal
entity, can take out loans, issue bonds and invest. Based
on the taxing authority of the entity, they issue bonds
such as tax increment bonds or revenue bonds. A bond issued
by a public sector entity may give tax advantages to its
owners.CPA
firm and CPA online Directory |
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| Derivative finance: |
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| In finance, a derivative is
a financial instrument derived from some other asset;
rather than trade or exchange of the asset itself, market
participants enter into an agreement to exchange money,
assets or some other value at some future date based on
the underlying asset. A simple example is a futures contract:
an agreement to exchange the underlying asset or equivalent
cash flows at a future date. The exact terms of the derivative
depend on, but may or may not exactly correspond to, the
behavior or performance of the underlying asset. |
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| Personal finance: |
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| Personal financial decisions
may involve paying for education, financing durable goods
such as real estate and cars, buying insurance, e.g. health
and property insurance, investing and saving for retirement.Debt
Refinance |
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| Personal financial decisions
may also involve paying for loan.Personal
Finance resources |
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| Business finance: |
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| In the case of a company, managerial
finance or corporate finance is the task of providing
the funds for the corporations' activities. It generally
involves balancing risk and profitability. Long term funds
would be provided by ownership equity and long-term credit,
often in the form of bonds. These decisions lead to the
company's capital structure. Short term funding or working
capital is mostly provided by banks extending a line of
credit. |
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| Financial economics: |
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| Financial economics is the
branch of economics studying the interrelation of financial
variables, s.a. prices, interest rates and shares as opposed
to those concerning the real economy. Financial economics
concentrates on influences of real economic variables
on financial ones, in contrast to pure finance.Refinance |
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| Financial mathematics: |
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| Financial mathematics is the
main branch of applied mathematics concerned with the
financial markets. Financial mathematics is the study
of financial data with the tools of mathematics, mainly
statistics. Such data can be movements of securities -
stocks and bonds etc. - and their relations. Another large
subfield is insurance mathematics.Best
Credit Card Deals |
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| Finance of states: |
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| Country, state, county, city
or municipality finance is called public finance. It is
concerned with: |
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Identification of required
expenditure of a public sector entity. |
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Source(s) of that entity's revenue. |
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The budgeting process. |
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Debt issuance (municipal bonds) for public
works projects.Debt
Restructuring Companies |
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